Homeowner Appraisal Services
Homeowners need appraisals or appraisal reviews for a variety of reasons, including a mortgage refinance, home equity loans, Pre-listing services, and PMI removal. When you order an appraisal or review from us, you can rest assured that you will get the best in professional service, courtesy, and quality.
Refinance / Home Equity
Be sure that you request us if your lender asks you for YOUR choice of appraisal firms. More than likely we are already on their "approved list", and if not we will quickly provide your lender with the necessary documentation to become approved.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because of your emotional attachment to it. A Professional Appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value opinion than yours.
PMI Removal Appraisals
A popular money saver for homeowners in the last few years is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping folks just like you rid themselves of unneeded and unwanted PMI insurance.
Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and youd like to have a professional "double-check" it for accuracy or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? See Reece Appraisal Company.
SOME GREAT LINKS YOU MAY WANT TO VISIT FOR SOME HELPFUL HOME HINTS FOR THAT NEW HOME PROJECT:
National Flood Insurance Program where you will find out about flood insurance, who needs it, and where to get it. A good site to visit for information from this important government program.
Southern Living Home Page where you will find decorating tips, a glossary of building terms, access to house plan services and ordering information.
Wolmanized wood from Hickson Corporation, where you will find tips on selecting and using pressure-treated wood, and plans for backyard projects.
Atlanta's Highland Hardware Store where you will find useful information on woodworking topics, and a schedule of in-store woodworking seminars along with a catalog.
Lexington Furniture Industries, featuring an interactive catalog, dealer locator and a 10 question quiz to help you find your style.
Delta Woodworking Company, where you will find topics for beginning or advanced woodworkers as well as a calculator for converting measurements.
F. Schumacher & Co's site A simply marvelous site. Just click on any one of the Village buildings or signs to carry you to Village Wallpaper, Village Craft Shop, Village Wallpaper School, Shocase of Homes, etc, etc, etc.
The Rohm and Haas Paint Quality Institute site has information on selecting paint and tips on paint problems.
Wood Floors On-Line offers FAQ's, a glossary , and other information on wood floors.
Other Woodworking Sites An impressive listing of other woodworking sites courtesy of Delta Woodworking Company.
Marvins A growing store featuring many building products. Visit this site and the nearest Marvin's to Haleyville, located on Bexar Avenue in Hamilton.
Home Depot Another site catering to the do-it-yourself crowd. Just click on the underlined blue name and your browser will go to their site.
